PerkMind is built to collect the least it can, keep it on your device where possible, and let you delete it. This page is the plain-language version — the full Privacy Policy is the legal detail underneath it.
1
Sign in with Apple
No PerkMind password to create or leak. We get an identity token from Apple, verify it through Supabase Auth, and create your account from your name and email (which may be Apple's private relay address).
2
Your wallet stays on your device
Card nicknames, issuers, and any optional details you add (last four digits, cardholder name, expiration, signup-offer terms) are stored in your iPhone's Keychain — never a full card number, CVV, or PIN.
3
Bank sync is optional
If you connect an account, Plaid handles your bank sign-in — we never see your bank credentials. Only an encrypted access token is stored server-side; your transactions aren't intentionally kept on our servers.
What we use it for
Running the app — not advertising
Signing you in, running your account, and powering the app's features (wallet, Best Card, activity, benefits, and action plan).
Matching synced transactions to your cards and calculating reward, benefit, and credit estimates.
Confirming your subscription and answering support or security requests.
We do not sell your personal information, and we do not use your financial data for advertising or share it with data brokers.
Who we share it with
Only the providers that run the app
Apple — Sign in with Apple, App Store billing, and on-device features like Face ID and MapKit.
Plaid — to retrieve the account and transaction data you authorize.
Supabase — our backend and database provider.
Amazon Web Services — hosts this website and its contact form.
Account & data deletion
Deleting your account actually deletes your data
You can delete your account from inside the app. Here's what that does, in order:
Every linked bank connection is removed with Plaid first.
Your PerkMind account and its associated records are deleted from our backend.
The app clears your session, wallet, notifications, and cached data from your device.
Deleting the app alone may not remove everything — iOS can keep Keychain items after an uninstall. Delete your account (or remove your cards and sign out) in the app before you delete the app. Account deletion doesn't cancel an active App Store subscription; manage that in your Apple ID subscription settings.
Optional, on-device only
Location and notifications stay off unless you turn them on
Nearby-business recommendations and Best Card Entry Alerts require you to opt in.
When enabled, your device works out the business you're near using Apple's Core Location and MapKit, and the alert is a local notification generated on-device.
We do not intentionally retain a history of your precise location, and location is not sent to our backend.
Turn any of this off at any time in Settings.
Your rights
You're in control of your data
Disconnect any linked bank or card institution individually, or remove any wallet card, at any time from within the app.
Ask us for a copy of, correction to, or deletion of your personal information at support@perkmind.app.
Depending on where you live, you may have additional rights under laws such as the California Consumer Privacy Act or the EU/UK GDPR. We honor applicable requests as the law requires.
For the complete legal terms — retention schedules, consent versioning, children's privacy, and how policy changes are communicated — read the full Privacy Policy. For how your data is protected technically, see Security.
Get PerkMind
Know which card wins — download PerkMind.
Available for iPhone and iPad on the App Store. Sign in with Apple and add your first card in minutes.
